Credit Card Outrage

[golfer]

http://www.csmonitor.com/2008/0813/p09s01-coop.html

[Danzig]

i read about credit cards and the rising complaints from consumers just the other day.
jacking up interests rates, even on those with excellent credit-without notice, without reason for many. double billing, sending statements with only days to make payment due, late fee charges like mad. one fellow had been over the limit one time, but had hundreds of dollars in late fees charged to him-do they assume many just pay the bill, without reading the statement?

i have no credit cards so i don't have to deal with it-i recommend it for everyone!

[SniperSB23]

Originally Posted by golfer

http://www.csmonitor.com/2008/0813/p09s01-coop.html

Bunch of whiners. If you don't care enough to stay on top of things and check your credit cards online daily then don't get them. It's that simple.

[Gander]

I love credit cards. How else would I be able to bet? You dont like them, dont use them. Its really that simple. So I get a few calls a day asking about my balances, so what? Whats the other alternative? Not betting? No thanks!

By the way, thanks Peace Chant for not getting up for 2nd yesterday at Del Mar. Means another advance

[Quiet Chris]

Originally Posted by SniperSB23

Bunch of whiners. If you don't care enough to stay on top of things and check your credit cards online daily then don't get them. It's that simple.

You mean you think people should actually be held accountable for something. That isn't fair. Personal responsibility is wrong.

[Danzig]

check credit cards online daily? who has that much time?

[SniperSB23]

Originally Posted by Danzig

check credit cards online daily? who has that much time?

I'm guessing the same people who have 10,000 posts on here.

[Scav]

Originally Posted by Danzig

check credit cards online daily? who has that much time?

I check all my financial stuff daily, takes about a total of 5 minutes as long as you have everything saved as a favorite. This way if there is any hanky panky, you can nip it in the butt ASAP.

[Quiet Chris]

Originally Posted by Scav

I check all my financial stuff daily, takes about a total of 5 minutes as long as you have everything saved as a favorite. This way if there is any hanky panky, you can nip it in the butt ASAP.

Nip it in the bud, not butt.

You don't even need to check it every day, just 1x a month and you are fine. Credit Card companies don't charge you for anything you didn't purchase. Debit cards are a different story though. You might need to check those more frequently if your number is out there. Once that money is gone it is gone.

[Danzig]

Originally Posted by SniperSB23

I'm guessing the same people who have 10,000 posts on here.

if you'll notice, lately i'm down to 3/4 a day. too many hours at work, usually busier than i am right now tho!!

[Danzig]

Originally Posted by Scav

I check all my financial stuff daily, takes about a total of 5 minutes as long as you have everything saved as a favorite. This way if there is any hanky panky, you can nip it in the butt ASAP.

i check on my bank accts about once a week, in case any receipts get missed in the check book because of debit cards, etc. i am thinking of getting lifelock tho.
also check all our credit reports once a year, as they're free one time yearly.

[GPK]

Sure, in a perfect world noone has credit card debt. When I was married, we never carried a balance. But sometimes things happen in life and it's simply not feasible to go without carrying a balance. I'd give my left nut (note to self, check and see if that form of payment is available) to not have a balance. But it is what it is. There is a such a thing in this world as consequnces for actions.

[Gander]

In a perfect world, none of us would have gambling problems or want some things that are out of our price range like nice appliances or electronics.
In a perfect world, we'd all contribute 20% of each week's paychecks to our retirements and never gamble.

[Riot]

Originally Posted by GPK

Sure, in a perfect world noone has credit card debt. When I was married, we never carried a balance. But sometimes things happen in life and it's simply not feasible to go without carrying a balance. I'd give my left nut (note to self, check and see if that form of payment is available) to not have a balance. But it is what it is. There is a such a thing in this world as consequnces for actions.

How 'come you guys never want to give away the right one?

Just Wondering In Kentucky

[AeWingnut]

Wed Aug 13, 5:54 PM ET

Oconomowoc (Reuters) - Local resident Jeff Thomas has reneged on his promise to relinquish his left nut following sexual intercourse with area student and cheerleader, Cassie Lundquist.

The left nut belonging to Thomas was offered in exchange for sexual relations with Lunquist during a conversation with best friend, James Donahue, who was hosting a weekend party at his parents' house.

"I'd give my left nut to bang Cassie, she's so hot." Several nearby partygoers recall Thomas' statement and subsequent actions that eventually led to sexual relations between Thomas and Lundquist.

"Cass was totally wasted, and farthead [Thomas] took advantage of her. I heard what you said, Jeff. Time to pay up, One-nut!" said Linsey Rogers, friend and co-cheerleader to Lundquist. Many sympathetic to Lundquist have preemptively adopted the nickname of 'One-nut' for Thomas in anticipation for Thomas' left-nut redemption.

"I'll rip it off myself if I have to", stated Brad Lundquist, Cassie Lundquist's older brother and freshman psychology major at the University of Minnesota. "After what that f*cker One-nut did to Cass, he's [going to] feel pain."

Thomas has replied with consternation to his detractors. "Hell, I say **** like that all the time. It's just something you say." While still in possesion of both testicles, Lundquist's supporters anticipate swift compensation for what is viewed as gross manipulation on the part of Thomas.

"I totally can't believe I slept with him. What was I thinking?" asked Lundquist, who expressed dismay at the decision to engage in intercourse with Thomas. "I don't know, I guess I was so drunk I wasn't thinking. I don't even remember how it happened. I feel so gross!"

Thomas and Lundquist have not spoken since the evening they engaged in intercourse, Lundquist said.

Regarding a specific date for the removal of his left nut, Thomas declined to comment.

[GPK]

Originally Posted by Riot

How 'come you guys never want to give away the right one?

Just Wondering In Kentucky

Are you kidding?? Give up my right one?? Not a chance in hell.

[GPK]

Originally Posted by AeWingnut

Wed Aug 13, 5:54 PM ET

Oconomowoc (Reuters) - Local resident Jeff Thomas has reneged on his promise to relinquish his left nut following sexual intercourse with area student and cheerleader, Cassie Lundquist.

The left nut belonging to Thomas was offered in exchange for sexual relations with Lunquist during a conversation with best friend, James Donahue, who was hosting a weekend party at his parents' house.

"I'd give my left nut to bang Cassie, she's so hot." Several nearby partygoers recall Thomas' statement and subsequent actions that eventually led to sexual relations between Thomas and Lundquist.

"Cass was totally wasted, and farthead [Thomas] took advantage of her. I heard what you said, Jeff. Time to pay up, One-nut!" said Linsey Rogers, friend and co-cheerleader to Lundquist. Many sympathetic to Lundquist have preemptively adopted the nickname of 'One-nut' for Thomas in anticipation for Thomas' left-nut redemption.

"I'll rip it off myself if I have to", stated Brad Lundquist, Cassie Lundquist's older brother and freshman psychology major at the University of Minnesota. "After what that f*cker One-nut did to Cass, he's [going to] feel pain."

Thomas has replied with consternation to his detractors. "Hell, I say **** like that all the time. It's just something you say." While still in possesion of both testicles, Lundquist's supporters anticipate swift compensation for what is viewed as gross manipulation on the part of Thomas.

"I totally can't believe I slept with him. What was I thinking?" asked Lundquist, who expressed dismay at the decision to engage in intercourse with Thomas. "I don't know, I guess I was so drunk I wasn't thinking. I don't even remember how it happened. I feel so gross!"

Thomas and Lundquist have not spoken since the evening they engaged in intercourse, Lundquist said.

Regarding a specific date for the removal of his left nut, Thomas declined to comment.

Thank you for changing the names to protect the parties involved

[Danzig]

Originally Posted by GPK

Sure, in a perfect world noone has credit card debt. When I was married, we never carried a balance. But sometimes things happen in life and it's simply not feasible to go without carrying a balance. I'd give my left nut (note to self, check and see if that form of payment is available) to not have a balance. But it is what it is. There is a such a thing in this world as consequnces for actions.

i wasn't trying to be condescending-i've had credit cards in the past, and choose not to now. just hope i didn't come across like that.

[GPK]

Originally Posted by Danzig

i wasn't trying to be condescending-i've had credit cards in the past, and choose not to now. just hope i didn't come across like that.

I know you would never be condescending (at least not to me anyways ).

I was just mearly pointing out that in certain circumstances people are forced to aquire credit card debt.

[Cannon Shell]

Originally Posted by SniperSB23

Bunch of whiners. If you don't care enough to stay on top of things and check your credit cards online daily then don't get them. It's that simple.

are you kidding? Banks and credit card companies are the enemy of the public and consumer in general. The bs that they pull would get you arrested in different circumstances. If racetracks suddenly jacked the takeout 20% after you hit a $1000000 pick six is something that a credit card company can and would do. Currently I am battling with Amex which refuses to give me credit for a $4000 payment I made to them. I have the cashed check, their bank account number, my bank has verification that they received the money yet they refuse to credit my account. And it is close to impossible tp even get a person who speaks English and has an IQ higher than 12 to speak to you.