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  #961  
Old 09-09-2008, 10:59 PM
Danzig Danzig is offline
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Quote:
Originally Posted by geeker2
Is she that porn star that starred in Blazing Zippers?
lol
god forbid. she's one of the senators from maryland. at least i think she's still in office.
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  #962  
Old 09-09-2008, 10:59 PM
pgardn
 
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Quote:
Originally Posted by SCUDSBROTHER
You asking him about fair? LOL...He said he went through Catholic School, but slept through religion.
And you believed that Catholics were not Christians when he stated this.
California Cataract bonging I suspect.
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  #963  
Old 09-09-2008, 11:00 PM
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Mortimer Mortimer is offline
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I'm falling in love with Dannie.
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  #964  
Old 09-09-2008, 11:00 PM
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Rileyoriley Rileyoriley is offline
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Quote:
Originally Posted by dalakhani
And i didnt mean to call you out by asking about kids and im sorry if it came out that way becausee it wasnt my intention.

There are plenty of middle class i see working two full time jobs right now to make ends meet and they still can't do it.

There was a couple that just came to our bank the other day. Perfect example. Both teachers making combined 110k a year. Two young children. Only debt is their cars. They wanted to buy a house in the outer reaches. a modest four bedroom with about 2500 square feet. Totally middle class neighborhood and the house was about 500k. So lets do the math.

Gross income 9k per month

Car payments= 600 per month.

student loans= 300 per month.

mortgage payment=3500 per month

Credit card debt= zero



lets do the math here GPK. 9k gross means they are taking home about 6000 per month. Debts equal 4500 per month. Now add utitlies, phone, insurance, food, gas, etc.

This is the middle class in our area. What is wrong with this picture?

They were looking at a $500k house?
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  #965  
Old 09-09-2008, 11:01 PM
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Cannon Shell Cannon Shell is offline
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Quote:
Originally Posted by dalakhani
And i didnt mean to call you out by asking about kids and im sorry if it came out that way becausee it wasnt my intention.

There are plenty of middle class i see working two full time jobs right now to make ends meet and they still can't do it.

There was a couple that just came to our bank the other day. Perfect example. Both teachers making combined 110k a year. Two young children. Only debt is their cars. They wanted to buy a house in the outer reaches. a modest four bedroom with about 2500 square feet. Totally middle class neighborhood and the house was about 500k. So lets do the math.

Gross income 9k per month

Car payments= 600 per month.

student loans= 300 per month.

mortgage payment=3500 per month

Credit card debt= zero



lets do the math here GPK. 9k gross means they are taking home about 6000 per month. Debts equal 4500 per month. Now add utitlies, phone, insurance, food, gas, etc.

This is the middle class in our area. What is wrong with this picture?
You are telling me that $250k families should have taxes raised then you give this example? Maybe they should find a "modest" house with less bedrooms in a cheaper neighborhood.
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  #966  
Old 09-09-2008, 11:01 PM
pgardn
 
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Quote:
Originally Posted by Rileyoriley
They were looking at a $500k house?
A 500K house is not middle class in San Antonio.
We must adjust regionally I suspect.
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  #967  
Old 09-09-2008, 11:02 PM
GPK GPK is offline
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Quote:
Originally Posted by dalakhani
And i didnt mean to call you out by asking about kids and im sorry if it came out that way becausee it wasnt my intention.

There are plenty of middle class i see working two full time jobs right now to make ends meet and they still can't do it.

There was a couple that just came to our bank the other day. Perfect example. Both teachers making combined 110k a year. Two young children. Only debt is their cars. They wanted to buy a house in the outer reaches. a modest four bedroom with about 2500 square feet. Totally middle class neighborhood and the house was about 500k. So lets do the math.

Gross income 9k per month

Car payments= 600 per month.

student loans= 300 per month.

mortgage payment=3500 per month

Credit card debt= zero



lets do the math here GPK. 9k gross means they are taking home about 6000 per month. Debts equal 4500 per month. Now add utitlies, phone, insurance, food, gas, etc.

This is the middle class in our area. What is wrong with this picture?

Family of 4...4 bedrooms? Hubby and wife have seperate rooms? Buy a smaller, more affordable townhome, with only 3 bedrooms. Thats at least $1000 less a month there, right?

Two car payments?? Get ride of one payment and pay cash for a much cheaper reliable car. There is another $300 a month.

$1,300 a month in the blink of an eye....just with those two sacrafices alone. What is wrong with that picture?


And you didnt call me out asking about kids. I took no offense. I was married for a while with a stepdaughter, so I am well aware of the economics that go into raising kids, etc..
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  #968  
Old 09-09-2008, 11:02 PM
Danzig Danzig is offline
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Quote:
Originally Posted by dalakhani
And i didnt mean to call you out by asking about kids and im sorry if it came out that way becausee it wasnt my intention.

There are plenty of middle class i see working two full time jobs right now to make ends meet and they still can't do it.

There was a couple that just came to our bank the other day. Perfect example. Both teachers making combined 110k a year. Two young children. Only debt is their cars. They wanted to buy a house in the outer reaches. a modest four bedroom with about 2500 square feet. Totally middle class neighborhood and the house was about 500k. So lets do the math.

Gross income 9k per month

Car payments= 600 per month.

student loans= 300 per month.

mortgage payment=3500 per month

Credit card debt= zero



lets do the math here GPK. 9k gross means they are taking home about 6000 per month. Debts equal 4500 per month. Now add utitlies, phone, insurance, food, gas, etc.

This is the middle class in our area. What is wrong with this picture?
exactly the reason we moved from that area. we make that money down here with a house payment 1/7th of that. why do you live in arkansas people ask. cause we've got it made down here, that's why!
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  #969  
Old 09-09-2008, 11:02 PM
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Cannon Shell Cannon Shell is offline
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Quote:
Originally Posted by dalakhani
NOOOOO.

Obama's tax plan helps 95% of the population.

Brunetti's takeout plan only helped the house.

Now, i would favor a takeout plan that would help 95% of the players.
There is no tax plan available that would help 95% of the population. that alone is where you stop reading.
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  #970  
Old 09-09-2008, 11:03 PM
Danzig Danzig is offline
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Quote:
Originally Posted by pgardn
And you believed that Catholics were not Christians when he stated this.
California Cataract bonging I suspect.
i took it all along that he meant not all christians are catholics. presumably all catholics are christians on the other hand...
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  #971  
Old 09-09-2008, 11:04 PM
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Cannon Shell Cannon Shell is offline
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Quote:
Originally Posted by Danzig
i took it all along that he meant not all christians are catholics. presumably all catholics are christians on the other hand...
Christians are rarely Muslims....
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  #972  
Old 09-09-2008, 11:04 PM
Danzig Danzig is offline
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Quote:
Originally Posted by GPK
Family of 4...4 bedrooms? Hubby and wife have seperate rooms? Buy a smaller, more afordable townhome, with only 3 bedrooms. Thats at least $1000 less a month there, right?

Two car payments?? Get ride of one payment and pay cash for a much cheaper reliable car. There is another $300 a month.

$1,300 a month in the blink of an eye....just with those two sacrafices alone. What is wrong with that picture?


And you didnt call me out asking about kids. I took no offense. I was married for a while with a stepdaughter, so I am well aware of the economics that go into raising kids, etc..
a lot of people are house poor. they put all their income in the house, nothing left to furnish it with...and no vacations, can't afford it. but hey, nice house.
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  #973  
Old 09-09-2008, 11:05 PM
Danzig Danzig is offline
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Quote:
Originally Posted by Cannon Shell
Christians are rarely Muslims....
true, true. but i find that many christians are rarely christian.
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  #974  
Old 09-09-2008, 11:05 PM
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dalakhani dalakhani is offline
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Quote:
Originally Posted by Cannon Shell
There is no tax plan available that would help 95% of the population. that alone is where you stop reading.
factcheck.org
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  #975  
Old 09-09-2008, 11:05 PM
Danzig Danzig is offline
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Quote:
Originally Posted by dalakhani
factcheck.org
as an aside, do you get a buck every time you put that up or something?
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  #976  
Old 09-09-2008, 11:06 PM
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Rileyoriley Rileyoriley is offline
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Quote:
Originally Posted by pgardn
A 500K house is not middle class in San Antonio.
We must adjust regionally I suspect.

Not in my neighborhood either. We must not live in the proper regions.
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  #977  
Old 09-09-2008, 11:07 PM
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Rileyoriley Rileyoriley is offline
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Quote:
Originally Posted by GPK
Family of 4...4 bedrooms? Hubby and wife have seperate rooms? Buy a smaller, more affordable townhome, with only 3 bedrooms. Thats at least $1000 less a month there, right?

Two car payments?? Get ride of one payment and pay cash for a much cheaper reliable car. There is another $300 a month.

$1,300 a month in the blink of an eye....just with those two sacrafices alone. What is wrong with that picture?


And you didnt call me out asking about kids. I took no offense. I was married for a while with a stepdaughter, so I am well aware of the economics that go into raising kids, etc..

I think that's called "living within your budget". Unique concept.
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  #978  
Old 09-09-2008, 11:08 PM
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dalakhani dalakhani is offline
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Quote:
Originally Posted by Danzig
as an aside, do you get a buck every time you put that up or something?
10 cents
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  #979  
Old 09-09-2008, 11:08 PM
pgardn
 
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Quote:
Originally Posted by Cannon Shell
Christians are rarely Muslims....
^^^^^^^^^^^^^^^^^
Nun rap across the knuckles
"Charles, you are drooling on your Bible."
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  #980  
Old 09-09-2008, 11:11 PM
Danzig Danzig is offline
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Quote:
Originally Posted by Rileyoriley
I think that's called "living within your budget". Unique concept.
bite your tongue, woman! it's called get credit cards. or get a line of credit based on the equity in your home, it's great.
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