Savings Account

[miraja2]

I admit to knowing nothing, not even knowing where to start.
Please no bullshit responses, PLEASE. I know there are a lot of smart people who can comment on this. If one wanted to start out/ get into savings accounts and was willing to put $5.42 a month into it, how would you go about it? Is $5.42 a month pennies in a savings account? Can you make $ off it?
Thanks, I ask because some dude told me these things were like....a sure thing....and he said he actually makes money every single month in his! Ima gonna be rich!