"What are conservatives trying to conserve"?

[Danzig]

Originally Posted by jms62

How about auto insurance?

So if you don't want the government to mandate insurance then I assume you are good with paying astronmical rates for yours as Hospitals pass the cost of all those that don't have insurance but show up to the Emergency room that they have to treat.

the auto insurance 'mandate' is the requirement that you carry liability insurance. that isn't something they want you to have for your sake, but for the 'other guy' that you might hit and cause damage or injury to. the other guy is the one the state is protecting because someone else shouldn't suffer undue harm because you bought a car and then wreck it. but i always tell people to buy the uninsured motorist coverage-that way they are covered if the other guy is shirking his responsibilities. i've heard that as many as a quarter of the drivers in this state don't have auto coverage. i can't imagine taking that risk.
as for other coverages such as comp and collision-those are only required by a lien holder-again, to protect the lender if you total your car and you owe them money on something now worthless. same with homeowners, only required by the entity with the loan.
in both cases , the requirement is to protect others-not the car owner. completely different scenario.