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#1
12-09-2007, 02:44 PM
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401K Help
This is how I have been working my 401K at work for a while now. I have decided to research these following 10 funds and try to get more aggressive with my 401K. Any advice you might have on the following 10 funds would be greatly appreciated! I plan on reading what some of you have to say, reading as much as I can in various publications and asking several people questions and then the first of the year make some changes. Thanks in advance!
Vanguard Inflation-Protected Securities 10% Mellon Stable Value Fund, Class I 10% Bond Index Fund 5% Oakmark Equity and Income I Fund 20% Stock Index Fund 5% Hotchkis & Wiley Large Cap Value, I Shares 10% Davis NY Venture Fund, Y Shares 10% American Funds Growth Fund of America, Cl R5 10% American Funds EuroPacific Growth, Cl R5 10% Aston Mid Cap, N Shares 10% Laudus Rosenberg US Small-Cap Fund, Advisor 
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#2
12-09-2007, 03:30 PM
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Quote:
second peice of advise: if you don't do this for a living, and assuming you aren't within 10 years of retirement, find the lowest expense broad index fund possible and put everything in that. third piece of advise: reread the first piece of advise.
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#6
12-09-2007, 06:12 PM
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Hit the boat and put it all on black.
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#7
12-09-2007, 06:58 PM
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I would agree with earlier post that this is probably worst place to get financial advise. My suggestion is go to Yahoo Finance and do some research there. Too many personal factors will influence your overall objective and individual fund selections.
I would recommend American Funds for load funds and Vanguard for no load funds. Dodge & Cox has limited offerings that have performed well for many, many years. Invest wisely so you can play horses in your golden years!
__________________
@wire2wirewin Turf Economist since 1974
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#8
12-09-2007, 07:12 PM
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I would suggest putting it into the Packerbacker7964 Fund.
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#9
12-09-2007, 08:24 PM
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The best way to make money is to start a religion.
I would like to be 10 years from retirement. If I'm lucky I am only 15 years from retirement but I'll proabably never get to
__________________
ΜΟΛΩΝ ΛΑΒΕ
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#12
12-09-2007, 09:53 PM
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Easiest best advise I got without having to do a lot of homework:
Vanguard is a good Mutual Fund company (no load, redemption fees and other fees very low). Just go with a stock index. S and P 500 and let it ride. Put the same affordable amount in every month, thus you buy more stock at low prices, less stock at high prices. This is the basic advice for someone who does have time to play around and wants decent reward. Very basic risk reward strategy. You spread yourself out with an index fund. Might want to do this with a bond fund also, for a bit more diversification. I am not a fan of hitting the homerun and striking out. Singles up the middle.
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#13
12-09-2007, 09:56 PM
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Quote:
Kurt's Church of Latter Day Saints and the Saints of the Morning After. Only ya got to be able to lie effectively and without remorse. Check that, remorse works if you put on lots of make up and it runs.
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#14
12-10-2007, 12:16 AM
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my advice would be to get help from someone who gives investment advice. surely your 401-k has something in place for you to research what you have available. divvying up into 10 funds tho seems like too much work, too many funds. we use four. we're somewhat limited, as the company only goes thru vanguard, which has a good selection. but i see no need to spread too thin. you have to go by your age, age at which you wish to retire, money you plan to have saved, and the risk level you are willing to play at. of course younger can go more risk, more reward, while those closer to retirement want the least risk. not as much time available to correct any downward trends. and the younger you begin, the better off you are. also, see if your plan will automatically adjust upwards from one year to the next on your portion you pay out. we can do that, and it makes it easier to pay more into an account, as you don't miss money you don't see--we have it set to increase each june, when tony gets his raise.
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#16
12-10-2007, 01:10 PM
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I'd love to give you advice, but I can't. With that said, if you're young, go aggressive (think International) and be sure to diversify.
__________________
http://www.facebook.com/cajungator26
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#19
12-12-2007, 09:21 PM
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Quote:
__________________
please use generalizations and non-truths when arguing your side, thank you
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#20
12-15-2007, 06:37 PM
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Quote:
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