Cash for Clunkers Success

[dellinger63]

Originally Posted by Riot

Let's see:
You believe Obama's birth certificate is fake.
Cannon believes "death panels" are real.

Naw. Don't build a DT Political Memorial, you guys definitely need all your tin foil, don't waste it

How? No one has seen it except for the State official. BTW I know he was born in Hawaii but have a feeling there is something on there that may be misspeak?

Bye Again

[timmgirvan]

Originally Posted by Riot

Let's see:
You believe Obama's birth certificate is fake.
Cannon believes "death panels" are real.

Naw. Don't build a DT Political Memorial, you guys definitely need all your tin foil, don't waste it

......and you think the Emperor is wearing clothes!

[Danzig]

Originally Posted by dellinger63

How? No one has seen it except for the State official. BTW I know he was born in Hawaii but have a feeling there is something on there that may be misspeak?

Bye Again

http://www.msnbc.msn.com/id/32114091...s-white_house/

[Riot]

Originally Posted by timmgirvan

......and you think the Emperor is wearing clothes!

He was very well-dressed for this one - thanks, Obama! First provisions of Obama's consumer credit card protection act passed in May go into effect:

- Starting this week, card issuers need to give you more time to pay your bills. Now, instead of mailing bills 14 days before the due date, issuers must send bills 21 days in advance of the payment date. That will mean fewer people will get hit with late fees because of postal delays.

- Another provision going into effect this week requires card issuers to give you 45 days' notice when they plan to raise your rate, instead of the current 15-day advance notice.

- Starting in February, if there's an interest rate hike, it cannot be applied to existing balances. And if you carry a balance that has a variety of interest rates, when you make a payment it must be credited to the portion of the balance with the highest annual percentage rate.

And there's much, much more that will make credit cards less usurious:

http://www.suntimes.com/business/sav....savagearticle

[Riot]

Originally Posted by Cannon Shell

Actually horses healthcare is far less expensive than humans

That's because most animals don't have insurance companies dictating what I can charge, what diagnostic tests I can run for what conditions, what treatments I can offer, what I get reimbursed, and what veterinarians you can use.

Horse health care (where insurance is greatly involved) is still (relatively) expensive, however. All animals are at the complete mercy of their owners whether they get any health care at all, or not.

[Danzig]

Originally Posted by Riot

He was very well-dressed for this one - thanks, Obama! First provisions of Obama's consumer credit card protection act passed in May go into effect:

- Starting this week, card issuers need to give you more time to pay your bills. Now, instead of mailing bills 14 days before the due date, issuers must send bills 21 days in advance of the payment date. That will mean fewer people will get hit with late fees because of postal delays.

- Another provision going into effect this week requires card issuers to give you 45 days' notice when they plan to raise your rate, instead of the current 15-day advance notice.

- Starting in February, if there's an interest rate hike, it cannot be applied to existing balances. And if you carry a balance that has a variety of interest rates, when you make a payment it must be credited to the portion of the balance with the highest annual percentage rate.

And there's much, much more that will make credit cards less usurious:

http://www.suntimes.com/business/sav....savagearticle

thanks obama? lol all he did was sign it, congress has been jacking around with credit card legislation for over a year-the house passed a version over a year ago...

at any rate, good for whomever is loaded down with cards-i have zero credit cards, haven't had them for a few years now.

[Danzig]

http://www.consumeraffairs.com/news0..._card_act.html

[Cannon Shell]

Originally Posted by Riot

He was very well-dressed for this one - thanks, Obama! First provisions of Obama's consumer credit card protection act passed in May go into effect:

- Starting this week, card issuers need to give you more time to pay your bills. Now, instead of mailing bills 14 days before the due date, issuers must send bills 21 days in advance of the payment date. That will mean fewer people will get hit with late fees because of postal delays.

- Another provision going into effect this week requires card issuers to give you 45 days' notice when they plan to raise your rate, instead of the current 15-day advance notice.

- Starting in February, if there's an interest rate hike, it cannot be applied to existing balances. And if you carry a balance that has a variety of interest rates, when you make a payment it must be credited to the portion of the balance with the highest annual percentage rate.

And there's much, much more that will make credit cards less usurious:

http://www.suntimes.com/business/sav....savagearticle

All of which are great except the number of people that can get credit cards and the amounts that those few that can are tiny. If you are responsible consumer these provisions do virtually nothing for you. Of course why help the people who are responsible...who have jobs, who make their mortgage payments, who already drive decent cars, who dont carry large balances on credit by spending beyond their means...

[Cannon Shell]

Originally Posted by Riot

Let's see:
You believe Obama's birth certificate is fake.
Cannon believes "death panels" are real.

Naw. Don't build a DT Political Memorial, you guys definitely need all your tin foil, don't waste it

Stay on the subject. I know you are clueless to what is happening and maybe we can help you understand what will happen. Here's one, go to the post office or DMV and pretend that it is now your healthcare provider. Makes you feel all warm and fuzzy doesnt it?

[Cannon Shell]

Originally Posted by Riot

That's because most animals don't have insurance companies dictating what I can charge, what diagnostic tests I can run for what conditions, what treatments I can offer, what I get reimbursed, and what veterinarians you can use.

Horse health care (where insurance is greatly involved) is still (relatively) expensive, however. All animals are at the complete mercy of their owners whether they get any health care at all, or not.

Exactly, which makes us some of us animals scared to think what kind of healthcare we will get when at the mercy of the govt (our owners)

[Riot]

Originally Posted by Cannon Shell

All of which are great except the number of people that can get credit cards and the amounts that those few that can are tiny. If you are responsible consumer these provisions do virtually nothing for you. Of course why help the people who are responsible...who have jobs, who make their mortgage payments, who already drive decent cars, who dont carry large balances on credit by spending beyond their means...

LOL, only you could try and turn consumer protection against usurious practices a bad thing This helps responsible consumers too. People that want to use a credit card to maybe buy a refrigerator and pay it off over three months, etc. It even helps those who pay off their balances monthly, as there are huge fees incurred for being a day late, etc. It will decrease the number of irresponsible people that are approved for cards, which makes our costs (responsible people) less.

[Riot]

Originally Posted by Cannon Shell

Stay on the subject. I know you are clueless to what is happening and maybe we can help you understand what will happen. Here's one, go to the post office or DMV and pretend that it is now your healthcare provider. Makes you feel all warm and fuzzy doesnt it?

Actually, you're doing a very good job as poster child for clueless regarding healthcare reform.

I challenge you to turn off Fox News, and stop directly channeling O'Reilly and Hannity for a week. The world is a nicer, less scary place when it's reality-based.

[Cannon Shell]

Originally Posted by Riot

LOL, only you could try and turn consumer protection against usurious practices a bad thing This helps responsible consumers too. People that want to use a credit card to maybe buy a refrigerator and pay it off over three months, etc. It even helps those who pay off their balances monthly, as there are huge fees incurred for being a day late, etc. It will decrease the number of irresponsible people that are approved for cards, which makes our costs (responsible people) less.

Perhaps you didnt read the link that you posted. The CREDIT CARD COMPANIES ARE RAISING INTEREST RATES ON EVERYONE IN RESPONSE TO THIS !!!!! So the guy buying the fridge will now pay more for that item if he pays over three months. Sounds great....

from the article
According to Bill Hardekopf, CEO of LowCards.com, a free consumer resource Web site on credit cards, you can expect card issuers to charge even more fees to make up for those losses. He predicts more card issuers will charge annual fees, up from the current 20 percent that do so today.

And he forecasts that many card issuers will solve the problem of advance notice of rate changes by simply making their cards "variable rate" cards, subject to an index such as the prime rate, plus a few percentage points. Then when interest rates go up, your card's interest rate will rise automatically.
Card issuers are also cutting back on reward programs, or making it more difficult to earn or redeem points. And some have started charging a fee of as much as 5 percent for transferring a balance. It will hardly be worthwhile to search for a lower rate card if you have to pay this much to move your outstanding balance.


yeah this is TOTALLY AWESOME!!!!

[Cannon Shell]

Originally Posted by Riot

Actually, you're doing a very good job as poster child for clueless regarding healthcare reform.

I challenge you to turn off Fox News, and stop directly channeling O'Reilly and Hannity for a week. The world is a nicer, less scary place when it's reality-based.

Clueless? You think you are a Republican!

[Riot]

Originally Posted by Cannon Shell

Perhaps you didnt read the link that you posted.

Sigh ... Yes, I know what the credit card companies are doing right now.

I find it hilarious that you think this would be good reason to eliminate consumer protections for yourself in the future.

Please - go back into your bunker, and come out in eight years. Your blood pressure will be in much better shape.

[Riot]

Originally Posted by Cannon Shell

Clueless? You think you are a Republican!

You are afraid of government death panels.

[Cannon Shell]

Originally Posted by Riot

Sigh ... Yes, I know what the credit card companies are doing right now.

I find it hilarious that you think this would be good reason to eliminate consumer protections for yourself in the future.

Please - go back into your bunker, and come out in eight years. Your blood pressure will be in much better shape.

So the fact that the responsible people that pay them are going to have to pay more now and get less is a good thing and we should Trumpet this breathtaking legislation? Come on you are desperate to find something good to post that Obama has done and what you have come up with really doesnt help anyone but the least responsible people who are really the ones to blame for a great deal of this economic mess in the first place. If that is the best you can do...I rest my case.

[Cannon Shell]

Originally Posted by Riot

You are afraid of government death panels.

I said nothing of the sort. Simply pointed out that Palin's talk of them caused scurrying among the healthcare pushers to amend their bills. I guess she isnt that dumb afterall considering the massive amount of backtracking your people made? You are a google intellectual. You really have no comprehension of the issues but if given the time will be able to google up something that proves your point or simply fall back to your Fox news or Bush rabble. Here is one of your fav sites..they dont much like this Obamacare crap either

http://www.salon.com/opinion/paglia/...12/town_halls/

[Cannon Shell]

Canadian health officials admitting that Obamastyle healthcare in Canada sucks

http://www.google.com/hostednews/can...335rGu_Z3KXoQw

[Riot]

Originally Posted by Cannon Shell

So the fact that the responsible people that pay them are going to have to pay more now and get less is a good thing and we should Trumpet this breathtaking legislation? Come on you are desperate to find something good to post that Obama has done and what you have come up with really doesnt help anyone but the least responsible people who are really the ones to blame for a great deal of this economic mess in the first place. If that is the best you can do...I rest my case.

Responsible people will pay less. Period.