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  #461  
Old 09-01-2009, 01:46 PM
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dellinger63 dellinger63 is offline
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Originally Posted by Riot
I can only read and quote the same internet blogs, news, press releases you do.

Who's "they" ?
Good question as you didn't post a link to wherever you read rebates were 40% complete (almost 2 weeks ago). I obviously don't read the same blogs because I never saw that. Maybe Huffington? Salon? If it came from the WH it obviously was mispeak.
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  #462  
Old 09-01-2009, 04:22 PM
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Originally Posted by dellinger63
Good question as you didn't post a link to wherever you read rebates were 40% complete (almost 2 weeks ago). I obviously don't read the same blogs because I never saw that. Maybe Huffington? Salon? If it came from the WH it obviously was mispeak.
Rarely go on Huffington, never Salon. Probably USAToday, CNN, Daily Beast, etc.

What does the amount of claims reported submitted and processed 2-3 weeks ago for the first portion of the program, have to do with the amount of claims submitted and processed well after that time, in the second half of the program after it was extended?

We'll have to see how long it takes them to pay off for this second part.

The main problem for car dealers is their usual banking loans for getting cars on the floor have dried up, creating a huge cashflow problem for them.
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  #463  
Old 09-01-2009, 04:46 PM
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timmgirvan timmgirvan is offline
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Originally Posted by Riot
Whether healthcare reform is passed or not, it's estimated everyone's healthcare costs (insurance industry driven) will increase by 10% this year. Hold on.
Who...pray tell, is doing the estimating here? btw....it looks like you're demonizing the insurance companies too,huh?

Last edited by timmgirvan : 09-01-2009 at 04:58 PM.
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  #464  
Old 09-01-2009, 05:19 PM
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Originally Posted by timmgirvan
Who...pray tell, is doing the estimating here? btw....it looks like you're demonizing the insurance companies too,huh?
The estimating? Try googling "health care costs" and take your choice of several thousand. Watch it rise over the past 40 years, while benefits drop like a rock and denial, recission skyrocket.

Escalating health care costs is kinda why there's this whole "health care reform" debate thing, been going on for a couple decades now

?? Of course I demonize private insurance companies. Their interest is not my health, or your health, it is making a profit. They are a virtually unregulated industry that does whatever it wants to the people that buy policies, and they do it when people are sick and need their insurance most.
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  #465  
Old 09-01-2009, 05:24 PM
Danzig Danzig is offline
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Originally Posted by timmgirvan
Who...pray tell, is doing the estimating here? btw....it looks like you're demonizing the insurance companies too,huh?

i can understand why people demonize them. altho some might disagree on the current approaches to reforming health care, it definitely does need reforming. whether from inside or outside forces, the need is definitely there. a start would be tort reform-how many doctors call for how many unnecessary tests, and send patients to how many unnecessary specialists just to cover their butts from any potential suits? they might feel there's really nothing there, but just to make sure.....

hell, i have a bad back. every once in a while i suffer a strain. i also have back spasms on occasion. that's life. doctor suggested an MRI- i didn't bother. but how many people would because one, they have insurance, and two, they can't accept that it's a muscle thing, and an aging thing. i've lost 20 pounds, that seems to have helped. i also always pay attention to how i bend and lift and put inserts in my shoes since hard flooring seems to have an effect on my back as well. i saved my ins. co. 1500 in unnecessary charges as well as my co-pay.
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  #466  
Old 09-01-2009, 05:38 PM
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Originally Posted by Danzig
hell, i have a bad back. every once in a while i suffer a strain. i also have back spasms on occasion. that's life. doctor suggested an MRI- i didn't bother.
i saved my ins. co. 1500 in unnecessary charges as well as my co-pay.
I hope you never have to change insurance companies (lose your job, change jobs, move to a different state, etc) because I would expect the new company to decline you coverage for any future back trouble as it is a pre-existing condition. Or ask you to pay $$$ extra to have it covered. Especially because you did decline the MRI, so there is no documentation of what your back was like at that time. Seriously, that's how they think.
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  #467  
Old 09-01-2009, 06:17 PM
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Originally Posted by Riot
The estimating? Try googling "health care costs" and take your choice of several thousand. Watch it rise over the past 40 years, while benefits drop like a rock and denial, recission skyrocket.

Escalating health care costs is kinda why there's this whole "health care reform" debate thing, been going on for a couple decades now

?? Of course I demonize private insurance companies. Their interest is not my health, or your health, it is making a profit. They are a virtually unregulated industry that does whatever it wants to the people that buy policies, and they do it when people are sick and need their insurance most.
Well, if it's going down next year, that'll be a first! Hyperbole aside, the ins companies would rather have a healthy customer to keeep paying the premiums.
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  #468  
Old 09-01-2009, 06:40 PM
Antitrust32 Antitrust32 is offline
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Originally Posted by Riot
I hope you never have to change insurance companies (lose your job, change jobs, move to a different state, etc) because I would expect the new company to decline you coverage for any future back trouble as it is a pre-existing condition. Or ask you to pay $$$ extra to have it covered. Especially because you did decline the MRI, so there is no documentation of what your back was like at that time. Seriously, that's how they think.

dont they usually only have pre-existing conditions excluded for one year? That was the case with my insurance company. Tho I never said anything about pre-existing conditions and had my doc note something different down on the paper so maybe I just got away with things.

I wonder if my insurance company reads DT?
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Can I start just making stuff up out of thin air, too?
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  #469  
Old 09-01-2009, 08:17 PM
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Originally Posted by Riot
What does the amount of claims reported submitted and processed 2-3 weeks ago for the first portion of the program, have to do with the amount of claims submitted and processed well after that time, in the second half of the program after it was extended?

.
find the link and all is forgiven.
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  #470  
Old 09-01-2009, 08:28 PM
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Originally Posted by Riot
I hope you never have to change insurance companies (lose your job, change jobs, move to a different state, etc) .

If you're getting insurance for free or almost free that's part of your job beni's and compensation you lose it and complain you now have to pay????

Sue us independents/libertarians/republicans, jump on the bandwagon and lol

PS keep the illegals!!!!!!!!! And inmates and loathe the military! That works LMAO
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  #471  
Old 09-01-2009, 08:52 PM
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Originally Posted by Riot
That reminds me of the IRS - this past spring my accountant did my taxes, filed electronically, and the refund was electronically deposited in my account in 10 days.
Yeah the IRS and its inane tax code are a model to strive for...

I mailed a letter and it got there.
The Post office must be great
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  #472  
Old 09-01-2009, 08:58 PM
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Yeah the IRS and its inane tax code are a model to strive for...

I mailed a letter and it got there.
The Post office must be great
they'll mail three big packets back and postage paid....
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  #473  
Old 09-01-2009, 08:58 PM
Danzig Danzig is offline
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Quote:
Originally Posted by Riot
I hope you never have to change insurance companies (lose your job, change jobs, move to a different state, etc) because I would expect the new company to decline you coverage for any future back trouble as it is a pre-existing condition. Or ask you to pay $$$ extra to have it covered. Especially because you did decline the MRI, so there is no documentation of what your back was like at that time. Seriously, that's how they think.

it's only ever been a muscle pull/strain on the charts. honestly, i was surprised the doctor suggested it-but i do know the hospital next door had just bought an mri machine, so i figured the doc was just trying to help pay for it.
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  #474  
Old 09-01-2009, 09:01 PM
Danzig Danzig is offline
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Originally Posted by Antitrust32
dont they usually only have pre-existing conditions excluded for one year? That was the case with my insurance company. Tho I never said anything about pre-existing conditions and had my doc note something different down on the paper so maybe I just got away with things.

I wonder if my insurance company reads DT?

there are differing rules. i know that anyone getting covered where i work (and 9 times out of ten, the employee rejects the coverage-i guess the $10-12 a week is just out of reach for their budget..yet they smoke or use chewing tobacco ) is handled under pre-existing depending on whether they had previous insurance coverage-not just depending on the illness or injury alone. if you have had insurance, our co will cover you right away.
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  #475  
Old 09-01-2009, 09:03 PM
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Originally Posted by Danzig
it's only ever been a muscle pull/strain on the charts. honestly, i was surprised the doctor suggested it-but i do know the hospital next door had just bought an mri machine, so i figured the doc was just trying to help pay for it.
wait till people go in and say all I wanted was a 'juce and samich' and I ended up w/a bypass, new knee and a bunch of drugs I can trade/sell/take. Horrible to contribute to bad habits.
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  #476  
Old 09-01-2009, 09:06 PM
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dellinger63 dellinger63 is offline
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wait till people go in and say all I wanted was a 'juce and samich' and I ended up w/a bypass, new knee and a bunch of drugs I can trade/sell/take. Horrible to contribute to bad habits.
and before anyone accuses me of being racist, that's how it's pronounced here.
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  #477  
Old 09-02-2009, 08:46 PM
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Originally Posted by Antitrust32
dont they usually only have pre-existing conditions excluded for one year? That was the case with my insurance company.
No, there's no rule. Sometimes they are excluded forever. Sometimes they are not excluded (on purpose) so later, if you have a big claim, they can exclude it. Insurance companies can pretty well do whatever they please.
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  #478  
Old 09-02-2009, 08:56 PM
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Originally Posted by dellinger63
If you're getting insurance for free or almost free that's part of your job beni's and compensation you lose it and complain you now have to pay????

Sue us independents/libertarians/republicans, jump on the bandwagon and lol

PS keep the illegals!!!!!!!!! And inmates and loathe the military! That works LMAO
??? Re-read the entire post. You completely missed the point. Nobody was complaining you had to buy your own insurance.
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  #479  
Old 09-02-2009, 08:57 PM
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Originally Posted by timmgirvan
Well, if it's going down next year, that'll be a first! Hyperbole aside, the ins companies would rather have a healthy customer to keeep paying the premiums.
??? Nobody said it was going down. It was going UP.

And yes, insurance companies would rather have healthy customers to pay premiums, not unhealthy ones they have to give money do. That is why they dump them.
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  #480  
Old 09-02-2009, 08:59 PM
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Originally Posted by Cannon Shell
Yeah the IRS and its inane tax code are a model to strive for...

I mailed a letter and it got there.
The Post office must be great
And the interstate highway system sucks, and the armed forces, and the Centers for Disease Control, the National Parks, etc.

You don't like it, move somewhere else.
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