Unable to pass Senate confirmation, no problem, just sidestep it... - Page 3

#41 09-16-2010, 11:00 PM

Quote:

Originally Posted by GBBob

4 more years baby

Obama still has 12-18 months to make it so. You're not exactly being bold with the prediction.

GBBob · #42 09-16-2010, 11:01 PM

Quote:

Originally Posted by Coach Pants

Obama still has 12-18 months to make it so. You're not exactly being bold with the prediction.

It's just NASCAR...I waive all rights

SCUDSBROTHER · #43 09-17-2010, 12:34 AM

Quote:

Originally Posted by ARyan

Its not just my livelihood, this change will effect anyone who does any business with a bank, credit union, S&L and more. Isn't this a political forum? However, I suppose I could just start calling you names on a forum, and this would be better, correct?

I didn't know this was the "Don't Bother Coach and Morty Forum." I guess unless we want to post mindless drivel, and rambling posts to help inflate an internet ego, we should just stick to awarding you trophy icons and razzing you and others here on.

My deepest apologies Coach.

I'm not ever again gunna believe anybody who's had a significant role in our financial industry. She's insecticide in Africa.

SCUDSBROTHER · #44 09-17-2010, 12:45 AM

Quote:

Originally Posted by ARyan

Its not just my livelihood, this change will effect anyone who does any business with a bank, credit union, S&L and more. Isn't this a political forum? .

If your upset, it must be good for the common citizen. I'll take it.

SCUDSBROTHER · #45 09-17-2010, 12:47 AM

Quote:

Originally Posted by ARyan

Its also very funny, that you don't realize that this just does not effect the institutions, but consumers as well. Do you think the Consumer Protection Act really is going to help consumers? You believe the Consumer Protection Agency will actually help make things better for the consumers?

Oh, I will, for sure, put my money on this lady when it comes to protecting consumers.

SCUDSBROTHER · #46 09-17-2010, 12:48 AM

Quote:

Originally Posted by Coach Pants

Look at the rich guy with the big credit union job acting like he's concerned for other people.

You're not fooling me, son.

Not me. Feeling better, actually.

SCUDSBROTHER · #47 09-17-2010, 12:52 AM

Quote:

Originally Posted by ARyan

Yes, I am dying. I've already surrendered to your obvious knowledge of the financial sector, as well as your complete understanding of the credit union movement. What else do you need from me?!?

You are a joke...

So far, anyone with knowledge about the financial sector has used it to fk his or her fellow citizens as much as possible. I wouldn't expect you to be any different. You may be, but I ain't trusting a thing you have to say. Lady doesn't look owned by anyone. I'll take her word over yours, and I'll take her word over Obama's.

DerbyCat · #48 09-17-2010, 02:17 AM

Quote:

Originally Posted by clyde

Hey Ryan!!

http://www.youtube.com/watch?v=Bgkb_wZVLFU

Well, that was disturbing!

Seriously, tell us how you feel about this...

clyde · #49 09-17-2010, 02:28 AM

http://www.youtube.com/watch?v=cuTmyIOQIhw

DerbyCat · #50 09-17-2010, 02:30 AM

Quote:

Originally Posted by ARyan

Do you think the Consumer Protection Act really is going to help consumers? You believe the Consumer Protection Agency will actually help make things better for the consumers?

Im going to go with "yes"... CPA will protect me far more than banks and corporations that are only concerned with profits for their shareholders.

DerbyCat · #51 09-17-2010, 02:33 AM

Quote:

Originally Posted by clyde

http://www.youtube.com/watch?v=cuTmyIOQIhw

You always know how to make a girl feel special, don't ya!

clyde · #52 09-17-2010, 03:03 AM

Quote:

Originally Posted by DerbyCat

You always know how to make a girl feel special, don't ya!

http://www.youtube.com/watch?v=3A4Sju5NAdo

ARyan · #53 09-17-2010, 10:16 AM

Quote:

Originally Posted by SCUDSBROTHER

Oh, I will, for sure, put my money on this lady when it comes to protecting consumers.

Well she is on record as saying practically all consumers are idiots, so I guess since you agree with her, you fit in that category.

Isn't it nice you have such a well decorated woman with a resume full of practical experience calling you an idiot.

ARyan · #54 09-17-2010, 10:18 AM

Quote:

Originally Posted by SCUDSBROTHER

So far, anyone with knowledge about the financial sector has used it to fk his or her fellow citizens as much as possible. I wouldn't expect you to be any different. You may be, but I ain't trusting a thing you have to say. Lady doesn't look owned by anyone. I'll take her word over yours, and I'll take her word over Obama's.

You only make it more and more clear how lost you are on this...

ARyan · #55 09-17-2010, 10:35 AM

Quote:

Originally Posted by DerbyCat

Im going to go with "yes"... CPA will protect me far more than banks and corporations that are only concerned with profits for their shareholders.

...and Credit Unions? I assume, you along with the uninformed here believe we are out to make a profit from you too, correct?

The CPA is scary, and if you think they are going to help you, the individual you are wrong. All they will do is make for certain, you ,the consumer, will pay for all the bank's, credit union's, S&L's added expenses, hike in operating expense, and loss of income.

The funny thing is, every person on here crying about being pillaged by banks, there are other options. Credit Union's are not-for-profits, they are here to profit for you, not from you. Membership and capitol growth in the credit union industry is at an all time high. There are very, very good community banks out there, who do not try to nickel and dime, and take all they can from the consumer (there are also very bad community banks and failing banks, so you need to do your homework, imagine that the consumer actually needs to think about where to put his/her money and do some leg work).

The bottom line is, if you want to use the big boy banks, and you want to continue to get fee'd and raked on APR, thats your own decision. You have nobody but yourself to blame, there are always plenty of options. You should be the big boy and stand up and find the best place to take your business. Not cry about it, like an infant, and wait for Big Brother to come and try to fix it for you, because they can't.

ARyan · #56 09-17-2010, 10:37 AM

Quote:

Originally Posted by DerbyCat

Im going to go with "yes"... CPA will protect me far more than banks and corporations that are only concerned with profits for their shareholders.

Its funny, were you aware the FDIC already had a consumer protection division. I guess that part of the government agency failed you. So let's make it bigger and give it an open book to set up R&R, then maybe it can work. Oh wait, we did that with it already. This time, make it a stand alone arm of the government. That will work. What's the definition of insanity again?

Oh! To fill the employees for the bureau, let's take 1/3 from FDIC, a 1/3 from NCUA, and 1/3 from the SEC and OCC. If you had to give up a big number of your employees, who would you let go of? I'm curious...

#57 09-17-2010, 10:56 AM

Answering your own questions is a definition of insanity.

Am I right? Yes.

Oh hey what's 2 + 2, you stupid f.uck? 4.

DerbyCat · #58 09-17-2010, 10:58 AM

ARyan, I understand that you feel that this will professionally impact you and you think that government oversight will make more problems for people but I want oversight and protection, I don't trust business to look out for me, the consumer. I was with a law enforcement credit union when I was a cop (I am currently with USAA) and understand that they are not for profit entities.

If this has you that upset, don't lecture people on a horse racing message board, take your fight to congress - i don't think anyone here has the power to change things, all we have is our own inflated opinions!

I am one of the few people here that do not trust big business or religion or TV talking head pundits to look out for my best interests... Although I'm not entirely sure I trust government but at this point they're my only hope

ARyan · #59 09-17-2010, 11:09 AM

Quote:

Originally Posted by DerbyCat

ARyan, I understand that you feel that this will professionally impact you and you think that government oversight will make more problems for people but I want oversight and protection, I don't trust business to look out for me, the consumer.

I am worried for consumers. This will only impact them in the long run. I can deal with more compliance, and more R&R, the sad part of it all, is it rarely helps the consumers in the long run, particularly when it comes to banks.

As for oversight, you have it. FDIC, NCUA, SEC among many others. If they are failing, then they need to be corrected, not the institution of another federal agency.

As for not trusting business to look out for you, thats basically the mission statement of many credit unions. We work for you best interest. We are not-for-profit institutions who are financial cooperatives, and if you are a member, you are an owner. Credit Union's profit for members not from them. Question for you, do you belong to a credit union?

ARyan · #60 09-17-2010, 11:11 AM

Quote:

Originally Posted by DerbyCat

If this has you that upset, don't lecture people on a horse racing message board, take your fight to congress - i don't think anyone here has the power to change things, all we have is our own inflated opinions!

I actually have, we get no response. Unfortunately our congress rep is too busy having Eddie Kelly tell us on TV Ad's how our rep saved New York horse racing and NYRA. He doesn't have time to talk to credit unions, even though his father was a big credit union guy in Missouri.