18 Reasons the Affordable Care Act Is the Greatest Achievement for the Middle Class

[ateamstupid]

Originally Posted by Clip-Clop

4. The law allows many Americans under age 26 to stay on their parents’ health plans. Today, as many as three million young people have already taken advantage of this benefit. 26 is no longer young, go out and be a grown up for fks sake.

Burn! You hear that, generation of college graduates with fewer job opportunities and more student loan debt than any in American history? Go out and buy overpriced private health insurance with the crazy amount of uncommitted income you definitely have.

Sincerely,
Detached Old Dipshit

[Danzig]

Actually, ateam, health insurance for 20 somethings is cheap. Thats the group they especially want, very low risk healthwise.
Also, if i put my girl on my plan, it would cost more per month then her buying her own. I know, because we looked into it.

[ateamstupid]

Originally Posted by Danzig

Actually, ateam, health insurance for 20 somethings is cheap. Thats the group they especially want, very low risk healthwise.
Also, if i put my girl on my plan, it would cost more per month then her buying her own. I know, because we looked into it.

I don't dispute this. I was making a larger point to an obtuse poster.

[Danzig]

Originally Posted by ateamstupid

I don't dispute this. I was making a larger point to an obtuse poster.

gotcha.
yeah, my son was better off going on his own than even group coverage. of course when he gets older that'd be a different story.

[jms62]

Originally Posted by Danzig

Actually, ateam, health insurance for 20 somethings is cheap. Thats the group they especially want, very low risk healthwise.
Also, if i put my girl on my plan, it would cost more per month then her buying her own. I know, because we looked into it.

Its only cheap if you have an income and are not facing a 300K college loan. Ateam nailed it.

[Danzig]

Originally Posted by jms62

Its only cheap if you have an income and are not facing a 300K college loan. Ateam nailed it.

let's put it this way, it's less expensive than car insurance. than a cable bill. for mark, who smokes, it's less than 60 a month-it's cheaper than his tobacco habit.
and if someone decides to rack up 300k in student loans, health insurance probably isn't their biggest worry. i'd be more concerned about why i opted to get that far in debt if it were me.

[jms62]

Originally Posted by Danzig

let's put it this way, it's less expensive than car insurance. than a cable bill. for mark, who smokes, it's less than 60 a month-it's cheaper than his tobacco habit.
and if someone decides to rack up 300k in student loans, health insurance probably isn't their biggest worry. i'd be more concerned about why i opted to get that far in debt if it were me.

Lovely.. We wonder why our health care system is so ****ed up. Smoker should pay 10 times that.

[Danzig]

Originally Posted by jms62

Lovely.. We wonder why our health care system is so ****ed up. Smoker should pay 10 times that.

yeah, ok...he's 25 and in perfect health and is a very low risk. and that is what premiums are based on. if he didn't smoke, his premium would be half that.
were he 60, obese, still smoking, etc, it would be more than ten times that.
it's all based on math, with actuaries constantly crunching numbers. don't like it, take it up with the math formulas.
and his health premiums were balanced no doubt by his car insurance. but i bet you probably would complain that guys as a group pay more for that, and it's not fair.

[Clip-Clop]

Originally Posted by ateamstupid

Burn! You hear that, generation of college graduates with fewer job opportunities and more student loan debt than any in American history? Go out and buy overpriced private health insurance with the crazy amount of uncommitted income you definitely have.

Sincerely,
Detached Old Dipshit

Crazy thought, perhaps college isn't for everyone. Maybe if there wasn't a college for everyone, no matter the cost, people would go and learn how to do something useful as opposed to staying in school forever studying art history.
PS I am 37, didn't graduate college and own two successful business that employ 24 people.

[jms62]

Originally Posted by Danzig

yeah, ok...he's 25 and in perfect health and is a very low risk. and that is what premiums are based on. if he didn't smoke, his premium would be half that.
were he 60, obese, still smoking, etc, it would be more than ten times that.
it's all based on math, with actuaries constantly crunching numbers. don't like it, take it up with the math formulas.
and his health premiums were balanced no doubt by his car insurance. but i bet you probably would complain that guys as a group pay more for that, and it's not fair.

So you are critical of a health policy that will guarantee health insurance to your son who WILL develop issues later in life due to his smoking. So I guess it sucks until you need it. Trouble with this country is the complete lack of empathy. No one able to see past their current circumstances as of the current moment. We know how the math formulas worked with the CDO's . Maybe what we need is a little less math and a little more common sense. You smoke and it will cost somewhere down the road.

[jms62]

Originally Posted by Clip-Clop

Crazy thought, perhaps college isn't for everyone. Maybe if there wasn't a college for everyone, no matter the cost, people would go and learn how to do something useful as opposed to staying in school forever studying art history.
PS I am 37, didn't graduate college and own two successful business that employ 24 people.

[Danzig]

Originally Posted by jms62

So you are critical of a health policy that will guarantee health insurance to your son who WILL develop issues later in life due to his smoking. So I guess it sucks until you need it. Trouble with this country is the complete lack of empathy. No one able to see past their current circumstances as of the current moment. We know how the math formulas worked with the CDO's . Maybe what we need is a little less math and a little more common sense. You smoke and it will cost somewhere down the road.

i'm critical of some of the changes made, yes. but i've said all along that they needed to fix things-my cynicism comes in on how well this system will work, and how it will be paid for when you have private companies still needing to turn a profit. seems making it non-profit would be infinitely helpul, which is why i want/advocate single payer. but i'm not sure how you're reading all of the above into what i've written. i thought i was making a point about someone buying his own insurance and that at his age, it's very much affordable. as for whether he WILL develop issues, he may or may not. nothing is a given in this world.

[Danzig]

Originally Posted by Clip-Clop

Crazy thought, perhaps college isn't for everyone. Maybe if there wasn't a college for everyone, no matter the cost, people would go and learn how to do something useful as opposed to staying in school forever studying art history.
PS I am 37, didn't graduate college and own two successful business that employ 24 people.

another point i've argued. we have a real lack of tradesmen in this country. shortages of electricians, plumbers, hvac techs, auto/truck mechanics, etc. of course banks would prefer everyone go to college-student loan debt is a tremendous money maker for them.
i didn't go to college, neither did my husband. we both joined the military. he's been an electrician now for almost 30 years. i put 'career' on hold while raising three kids, but jobs i've held prepared me for the one i hold now. we both are successful, and not one hour of college. obviously some fields require it, and some people absolutely need to go-but it's not for everyone. i've hired people with degrees, fat lot of good a business degree did for many-they're a dime a dozen. and who gets hired to make a lot of money with a philosphy degree?

[bigrun]

Originally Posted by Clip-Clop

Crazy thought, perhaps college isn't for everyone. Maybe if there wasn't a college for everyone, no matter the cost, people would go and learn how to do something useful as opposed to staying in school forever studying art history.
PS I am 37, didn't graduate college and own two successful business that employ 24 people.

Impressive clip...bet you got A's in spelling and english, right?...

My granddaughter got her undergrad degree in 2 1/2 years in Criminal justice with summer school and extra credits...law degree in 3 years..got married last year and recently got her 2nd job with a large law firm..25 yo, we are very proud of that young lady....Think she has around 200K in loans..

[Clip-Clop]

Originally Posted by bigrun

Impressive clip...bet you got A's in spelling and english, right?...

My granddaughter got her undergrad degree in 2 1/2 years in Criminal justice with summer school and extra credits...law degree in 3 years..got married last year and recently got her 2nd job with a large law firm..25 yo, we are very proud of that young lady....Think she has around 200K in loans..

Your granddaughter sounds like a winner, good on you. Over the course of a lifetime I am sure that investment will pay off for her.

Math was my thing actually.

[Riot]

Originally Posted by Danzig

yeah, ok...he's 25 and in perfect health and is a very low risk.

LOL - He's a documented smoker. He now has a pre-existing condition. For the rest of his life, his insurance company can choose to deny or rescind his health coverage for for allergies, colds, sinus infections, asthma, pneumonia, bronchitis, laryngitis, various cancers, heart trouble, esophageal problems, stomach problems, ear infections, hypertension ...

Oh, wait. No it can't. Not any more. The Affordable Care Act consumer protections prevents that now.

[Riot]

Originally Posted by Danzig

another point i've argued. we have a real lack of tradesmen in this country. shortages of electricians, plumbers, hvac techs, auto/truck mechanics, etc.

Too bad the Republicans completely blocked Obama's education bill, which included getting people not only into college, but into apprentices and trade schools if they preferred.

We have massive infrastructure, construction projects that could be done now: the money to pay for them is virtually free to borrow, we have the people (unemployed) to put directly to work at this. We could drop our unemployment massively tomorrow, fix our decrepit infrastructure, at the cheapest cost possible. It's being blocked. By one political party. Gee darn.

[Clip-Clop]

Originally Posted by Riot

Too bad the Republicans completely blocked Obama's education bill, which included getting people not only into college, but into apprentices and trade schools if they preferred.

We have massive infrastructure, construction projects that could be done now: the money to pay for them is virtually free to borrow, we have the people (unemployed) to put directly to work at this. We could drop our unemployment massively tomorrow, fix our decrepit infrastructure, at the cheapest cost possible. It's being blocked. By one political party. Gee darn.

Which bill was that? The one from 2010 or the one he signs on Friday?

[Riot]

Originally Posted by Clip-Clop

Which bill was that? The one from 2010 or the one he signs on Friday?

Where are trade school financial supports in those bills? Where is the massive stimulus infrastructure repair/unemployment hiring bill? The first stimulus, it was agreed by nearly all economists, worked. But it was hardly enough. There's a heck of a lot more to do. We have bridges literally falling down, closed. Water pipes bursting. Streets collapsing.

Tell us in detail what is being passed Friday.

[Clip-Clop]

Originally Posted by Riot

Where are trade school financial supports in those bills? Where is the massive stimulus infrastructure repair/unemployment hiring bill? The first stimulus, it was agreed by nearly all economists, worked. But it was hardly enough. There's a heck of a lot more to do. We have bridges literally falling down, closed. Water pipes bursting. Streets collapsing.

Tell us in detail what is being passed Friday.

http://articles.chicagotribune.com/2...g-job-creation

I will leave that to the pros.